Retirement Planning Ecosystem: Key Players And Regulations

Entities offering retirement coverage include government agencies (Social Security Administration, Internal Revenue Service), financial institutions (employer-sponsored plans, IRAs, annuities, mutual funds), financial advisors (Certified Financial Planners, Registered Investment Advisors), and nonprofit organizations (AARP, National Council on Aging, Pension Rights Center). Regulatory entities (Securities and Exchange Commission, Department of Labor) ensure compliance with laws and protect investors’ interests.